Average cost of car ownership rises to $8,946 per year

May 20th, 2012

Oh the joys of the open road! by brizzle born and bredORLANDO, Fla., April 27, 2012 /PRNewswire-USNewswire/ — AAA released the results of its annual ‘Your Driving Costs’ study today revealing a 1.9 percent rise in the yearly costs to own and operate a sedan in the U.S. The average costs rose 1.1 cents per mile to 59.6 cents per mile, or $8,946 per year, based upon 15,000 miles of annual driving. “The average driving cost for 2012 is up due to relatively large increases in fuel and tire costs, and more moderate increases in other areas,” said John Nielsen, AAA director of Automotive Engineering and Repair. “Those increases were offset by a decrease in depreciation resulting in an overall increase of 1.9 percent.” In-depth findings of this year’s study, including a breakdown of specific costs by category of vehicle and various annual mileages, are contained in the ‘Your Driving Costs’ brochure which is available at select local AAA branch offices or may be downloaded at the AAA Newsroom. “Some driving costs fluctuate at different times during the year, such as what we have experienced with fuel prices since the middle of February,” explained Nielsen. “However, AAA’s use of a consistent methodology for its study allows an accurate comparison of driving costs from year to year, and the figures can reliably be used to compare different categories of vehicles.” Nielsen continued, “AAA understands that high fuel prices are a real concern for consumers, and those in the market for a new vehicle may want to be cautious and determine projected operational costs based on varying levels of fuels costs. To assist consumers in determining their individual driving costs, the AAA ‘Your Driving Costs’ brochure contains a worksheet that can be filled out and personalized for a specific area, driver and vehicle. Fuel Costs Up 14.8 Percent The cost of fuel had the largest percentage increase from 2011 to 2012, rising 14.8 percent to 14.2 cents per mile on average for sedan owners. The average cost of regular grade fuel (used by most of the study vehicles) rose 16.6 percent, from $2.880 to $3.357 per gallon. Several vehicles included in the ‘Your Driving Costs’ study had increases in fuel economy, resulting in the overall average fuel cost increase being slightly less. The fuel costs in the 2012 study were calculated using the national average price for regular, unleaded gasoline during the fourth quarter of 2011. Tire Costs Up 4.2 Percent The cost of tires ranks second highest among the factors that rose from 2011 to 2012, increasing by 4.2 percent to one cent per mile on average for sedan owners. The rise in cost can be attributed to higher costs for natural rubber, and the increased cost of oil used in tire production and transportation from factory to distributors across the country. A collateral factor is a trend for manufactures to equip new cars with premium-grade tires rather than mid-grade tires. Depreciation Drops 4.9 Percent Depreciation costs were up slightly in 2011, but for 2012 the trend has reversed with depreciation falling across the board by nearly five percent. This change may be a consequence of reduced new car sales over the past few years, which has resulted in a relative shortage of good used cars on the market, driving up their value. This is good news for those in the resale market as their vehicles will retain a greater portion of their purchase cost. Maintenance Costs Up 0.7 Percent Maintenance costs are slightly higher in the 2012 ‘Your Driving Costs’ study with an increase of 0.7 percent to 4.47 cents per mile on average for sedans. Factors contributing to the increase include higher prices for oil and more manufacturers now requiring synthetic or synthetic-blend motor oils. Although the use of these oils often comes with extended service intervals, the higher cost of the oil combined with increased maintenance operations at each service (which adds to the time required) can combine to increase overall vehicle maintenance costs. Insurance Costs Up 3.4 Percent Average insurance costs for sedans rose 3.4 percent (or $33) to $1001 yearly. Insurance rates vary widely by driver and driving record, issuing company and geographical region. AAA insurance cost estimates are based on a low-risk driver with a clean driving record. For 2012, this group saw a small increase that offset a decrease experienced in 2011. Quotes from five AAA clubs and insurance companies representing seven states showed across the board increases for all sedan sizes, with large cars having the biggest increase. 62nd Year of ‘Your Driving Costs’ Study AAA has published ‘Your Driving Costs’ since 1950. That year, driving a car 10,000 miles per year cost 9 cents per mile, and gasoline sold for 27 cents per gallon. Driving Costs are also affected by how well your vehicle runs. Performing regular maintenance not only ensures fuel-efficient operation but can help prevent costly vehicle repairs that can add to your total ownership cost. For more information on ways to keep your vehicle in top condition read the owner’s manual and visit AAA.com for vehicle care information, automated maintenance reminders and repair facility locator tools. The ‘Your Driving Costs’ study analyzes the cost to own and operate a vehicle in the U.S. Variable operating costs considered in the study include fuel, maintenance and tires. Fuel costs are based on $3.357 per gallon (average price of gas for October 2011-December 2011/AAA Fuel Gauge Report) and Environmental Protection Agency fuel-economy ratings weighted 60 percent city, 40 percent highway driving. Fixed ownership costs factored into the results include insurance, license and registration fees, taxes, depreciation and finance charges. These ownership costs are assumed to be on a purchase of a new vehicle, depreciated over five years. Finance charges are based on five year loan at six percent interest with a 10 percent down payment. Your actual operating costs may vary. Refer to page three of AAA’s 2012 ‘Your Driving Costs’ brochure for a list of vehicles and assumptions used in the study. To conduct its study, AAA’s auto buying and repair experts compiled detailed driving costs for small, medium, and large sedans. Driving costs in each category are based on the average costs for five top-selling models selected by AAA. By size category, they are: Small Sedan – Chevrolet Cruze, Ford Focus, Honda Civic, Nissan Sentra and Toyota Corolla. Medium Sedan – Chevrolet Impala, Ford Fusion, Honda Accord, Nissan Altima and Toyota Camry. Large Sedan – Buick Lucerne, Chrysler 300, Ford Taurus, Nissan Maxima and Toyota Avalon. Though not part of the AAA composite average, SUV and minivan information is also included in ‘Your Driving Costs’ to help buyers estimate operating costs for these types of vehicles. Selected models include: SUVs – Chevrolet Traverse, Ford Explorer, Jeep Grand Cherokee, Nissan Pathfinder and Toyota 4Runner. Minivans – Dodge Grand Caravan, Kia Sedona, Honda Odyssey, Nissan Quest and Toyota Sienna. As North America’s largest motoring and leisure travel organization, AAA provides more than 53 million members with travel, insurance, financial and automotive-related services. Since its founding in 1902, the not-for-profit, fully tax-paying AAA has been a leader and advocate for the safety and security of all travelers. AAA clubs can be visited on the Internet at AAA.com.
Source: autoblog.com

BISNIS CERDAS: Consumer Reports Auto Insurance

May 20th, 2012

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Source: jualzeolit.com

Recreation and Sports Management: Buying Car Insurance at Best Rate

May 20th, 2012

My Personal Insurance Agent (#93041) by mark sebastianInsuring your car means you look for financial coverage against such losses as car accident and car theft. Before buying policy of insurance car, it is certainly important to do the ground works ranging from understanding basics of the insurance to comparing quotes. In this era of global information, finding a guide of car insurance is not difficult. What it takes is just to benefit from existence of internet as there will be many people discuss car insurance on its every single aspect.
Source: blogspot.com

What is the basis(cost) of an Insurance Book of Business for purposes ofcalculating the gain?

May 20th, 2012

Health Insurance Does Not Insure Health by SavaTheAggieImportant Announcement! A planned system-wide upgrade will take place over the Memorial Day in the US (From Thurs, May 24, 2012 at 6 pm PDT thru Tues, May 29, 2012 at 5 am PDT). This includes QuickBooks, QuickBooks Payroll, Point of Sale, & Salesforce.com. During this time, you can shop, but can’t place orders online, activate products or update account info. We apologize for the inconvenience & thank you for patience while we improve our infrastructure to better serve you. For more info, see our community discussion.
Source: intuit.com

What is the average cost difference between affordable full coverage auto insurance and minimum coverage?

May 20th, 2012

My Personal Insurance Agent (#93041) by mark sebastianRequest free quotes from any of the auto insurance companies that cover drivers in your area. Auto insurance comparison websites take the work out of shopping around for the best car insurance rates. In some cases, the car insurance provider’s contact information or email address is listed. You can call an agent directly to find out the details about full coverage and liability only policies.
Source: autoinsurance.org

MoneySupermarket Launch Car Insurance Comparison App

May 20th, 2012

Money by Thomas HawkYou can check out offers while getting the bus to work or sit back and relax in the evening with the TV on and the family around you while you cut the cost of motoring using your smartphone or tablet and this dedicated application.
Source: 101financiallessons.com

How To Make Your Automobile Business More Gainful By Auto Insurance Leads

May 20th, 2012

Oh the joys of the open road! by brizzle born and bredDo you want to give an outstanding boost to your profit margin as an automobile dealer? Are you looking for the most possible ways of doing so? Auto Insurance Leads can help you enormously when it relates to uplifting your company’s financial graph. This type of insurance is mostly searched on internet in the like nature field and more than the 75% of the people take help from the internet while searching for an appropriate auto insurance company. Auto Dealer Leads are the expected customers or buyers of cars who turns into the real ones after proper communication or so from the car dealer’s end. This is necessary to think about some key features which can assist you in making the potential Insurance Leads. The two different types of Auto Insurance Leads Shared Leads and the Exclusive Leads are the two kinds of Insurance Leads.
Source: ezinemark.com

Free car insurance quotes

May 20th, 2012

It is possible for you to save on your car insurance cost through comparing free car insurance quotes of different of insurance companies online. Getting various car insurances quotes online is not only safe and secure but is also convenient. All you need to do is to key in your zip code in the space provided. You will then be provided with a list of trustworthy insurance companies that are found in your area. You can then go ahead and compare their car insurance quotes easily and pick the one that suit your need and budget best. There is enough information provided online about the insurance company that will assist you in making the best decision. Getting free car insurance enables you to choose the most affordable and efficient car insurance. It also protects you against greedy insurance companies and agents that may attempt to sell you products that do not need.
Source: csjoa.org

Any time Was Motor insurance Invented not to mention Why?

May 19th, 2012

"For case, if you will get into an accident and damage is likely to cost $10,000 in comparison to the deductible is going to be used to afford the car repairs upfront," level author and commentator Claire York claimed. Excess is only a kind of co-insurance. It is usually known being a deductible. Another misconception a growing number of people accommodate is these kind of experts can provide the lowest cost. This helps in order that all owners have right insurance, as all the valid insurance is obtain your vehicle license. The standard and minimum degree of car insurance cover available and needed for every motorist inside the uk is 3rd party only insurance cover. Several insurance vendors will can provide an some other discount if ever the individuals are actually insuring countless car less than their designate.
Source: et-colleges.info

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May 19th, 2012

As a new; let’s look atGoogle AdSense adsby analyzing these parameters. AdSense come in various flavors; so we’ll pick the AdSense image ad type. This type of ad is sometimes relevant; but are still not always; Google’s technology aims to deliver an advert that somehow matches the content of the page it’s own; but they’re not always successful. It is sometimes obtrusive – because it hand i alsot over tos for animines – though this also depends on the placement on the page. It is always disclosed; by the way Google serves the ad (ignoring some rare bugs that iphone appeared in the past). Whether or not the promoted site is fair to consumers depends on the type of ad (Google does some monitoring of their ads; but there’s a lot of weird stuff in their program as well). This type of ad is not directly influencing sefoot posture engine rankings; because of the way it’s delivered (using a combisexualnine of JavaScript and i alsonline frames). The conflict of interest for the webaloneyite owner is very low; because many ads are rotated; and there is no manual backing mechanism. This type of ad also doesn’t require you to “lend your voice” to the ad – an advertvertorial; which starts with e.g. “This site recommends the following product …” – thus it will not obfuscate your voice; unless it’s placed in such wherein people will confuse it with your content. Source: sogoldy.com
Source: autoinsuranceratingsco.com

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